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Think about your income, your family budget, and your health care expenses. How much can you reasonably afford to spend on your health care?

If you’re like most Americans, the odds are high that the number you came up with is vastly lower than the amount the federal government says you can afford. This should be of great concern to former pharmaceutical executive Alex Azar, President Trump’s nominee to lead the Department of Health and Human Services. He would be wise to address exactly what constitutes affordable health care during his upcoming confirmation hearings and, if confirmed, as the next HHS secretary.

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Earlier this year, my organization, the Texas Medical Center Health Policy Institute, worked with a national firm to survey more than 9,000 individuals across 15 states to gauge their views of the health care system. More than 98 percent of respondents said they want insurance for themselves and their family. The so-called “invincibles” in their 20s and 30s who say they don’t need health insurance are few and far between. Virtually everybody wants and sees the value of health insurance.

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